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Karen Kasmauski, photographer
Tom Kennedy, photography director
Bill Douthitt, photo editor
National Geographic Magazine, client

Often, my best pictures come not from planning, but from serendipity. In 1998, National Geographic sent me to Bangladesh to look at microenterprises helping women gain financial independence. Returning from one shoot, I noticed beautiful, brightly colored cloths hanging inside a yard. I stopped and learned the cloth was produced by a woman who ran the company with her husband and sons. I photographed her as she walked through the hanging fabric, checking on the dyes while they dried. She explained her business had been started with the support of Grameen Bank, a pioneer in making microloans to women. At the time, she said, the bank only lent to women since they were more likely to pay back the loan.

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